The Reserve Bank of India (RBI) has introduced significant measures aimed at easing financial pressure on exporters. These steps include:
Key Policy Changes
- Extension of the export credit period to 450 days
- Increase of export realisation period from 9 months to 15 months
- Permission to export against advance payments for up to 3 years (previously 1 year)
- Moratorium allowed on term-loan instalments and working-capital interest
Why These Measures Matter
Over recent months, GJEPC has consistently highlighted to the RBI the rising challenges faced by exporters, particularly in the gem & jewellery industry.
Key Challenges Faced by Exporters
- Delays in export realisation cycles
- Rising financing and operational costs
- Liquidity squeeze due to global economic headwinds
- Long manufacturing cycles and high inventory values
- Fluctuating global demand is impacting financial stability
GJEPC recommended extended credit timelines and temporary repayment relief to support the industry during this turbulent period.
Impact on the Gem & Jewellery Sector
The gem & jewellery sector is among India’s most capital-intensive export segments. These new RBI measures will:
- Ease immediate cash-flow stress
- Provide greater operational flexibility
- Help maintain credit discipline without penalising borrowers
- Support the continuity of viable businesses
- Strengthen resilience in a highly volatile global market
Industry Support & Further Information
These policy updates are a timely response to help safeguard exporters during difficult global market conditions.
For more industry updates, visit GJEPC on JewelBharat.com
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